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re: Credit Card Rewards and Points Discussion

Posted on 6/29/16 at 11:23 pm to
Posted by HollierThanThou
Member since Jan 2012
6273 posts
Posted on 6/29/16 at 11:23 pm to
Sams started accepting Visa earlier this year

LINK
Posted by cfa626
Member since Apr 2016
561 posts
Posted on 6/30/16 at 8:33 am to
quote:

make sure to combine the credit pull


This means apply for them both on the same day, right?

I'm kinda new to this whole game.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 8:46 am to
quote:

This means apply for them both on the same day, right?


Yes. I'd go for CSP first and Freedom next. The only reason you should go for freedom is because you got the invite and may have a chance of getting it. You are already excluded from any other Chase card so might as well get this one. If, however, you have any remaining leg room under 5/24, then freedom must not be one.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 8:56 am to
Do yo uhave to pull credit report to dispute something? I have an AU on my report even though I was on the card for only 1 month and deleted
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 9:01 am to
No. Just call the bank first and see if they can remove. If not then call the bureaus and they will.
Posted by castorinho
13623 posts
Member since Nov 2010
87466 posts
Posted on 6/30/16 at 9:17 am to
quote:

I got the Chase Freedom offer yesterday. Was thinking of doing it (would like the 0% APR for 15 months and $175 rebate to buy furniture with).
But then I got the Sapphire invitation today.
I've already hit 5/24 so I was glad to get invites.
Wondering if I could get approved for both cards. I already have Chase Disney and Chase Hyatt (just got that one).
Not sure how many more cards I will get approved for.


Yeah got both last week and got approved for both.
Was concerned about the 7K spending on both in 3 months, but the timing works well because we have vacation coming up.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 9:25 am to
quote:

7K spending on both in 3 months


Howcome $7K? CSP is 4K/3m and Freedom is 0.5K/3m
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 9:25 am to
Sweet would open up one more spots on 5/24.

Thinking if I get that

Ink->United->CSP (~Sept)

Posted by castorinho
13623 posts
Member since Nov 2010
87466 posts
Posted on 6/30/16 at 9:31 am to
quote:

and Freedom is 0.5K/3m
shite guess I misread, thought it was 3k
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 9:56 am to
Curious as to what this $7K vacation is
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 10:20 am to
quote:

Curious as to what this $7K vacation is



Probably not a 7k vacation but normal spending + vacation

I wouldn't normally hit 7k spend in 3 months with my typical budget but add my cancun reservation + ancillary expenses I will get to $7k
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 12:53 pm to
What is the best Hyatt card + IHG card deals?

2 Nights + 5k points offer?
This post was edited on 6/30/16 at 12:54 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 12:55 pm to
For Hyatt yes. For IHG - 80K + $50
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 1:25 pm to
So Amerikop what are your thoughts on my future plans

Wife (hit 5/24) - Hyatt then IHG


I'll have 2-3 slots opening up going into December

- Chase Ink
- CSP
- United
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 1:33 pm to
Perfect imo. Hope you get all of them.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 1:51 pm to
quote:

Perfect imo. Hope you get all of them.


In terms of cards to keep long term I was thinking about keeping both Hyatt/IHG for the free room anniversary + status. Cancel United and one of Ink/CSP of mine



Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 1:59 pm to
Is the Hyatt $5k just for AU? I saw last year there was a $50 statement credit
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/30/16 at 2:05 pm to
Yeah you have the right idea re cancelling cards. I choose to keep my CSP as well mainly due to primary rental car insurance.

The Hyatt offer for 5K points was for AU I think. I don't remember seeing one for $50.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 2:06 pm to
quote:


The Hyatt offer for 5K points was for AU I think. I don't remember seeing one for $50.


Last year they had the same deal + $50 statement credit. Was pretty awesome but not seeing any update

Also, Hyatt card seems to have the possibility of 5/24 in Q4 from something I read
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/30/16 at 2:09 pm to
Also, any reason why my Chase business card doesn't come up on my report? Not seeing it on any of the 3 and I've had it for 3 months.

Could I get a 5/24 gift from the Gods on high?
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