View in: Desktop
Copyright @2024 TigerDroppings.com. All rights reserved.
- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Posted by
Message
Centric FCU new checking interest rate
Posted by LSUTigahss on 7/2/22 at 12:43 pm30
Went in yesterday to close an old credit card after opening two new ones, and got told their interest rates on checking and savings had gone up on “spend better” and “save better”.
4.1% APY up to $20,000 on the “Spend Better” checking and 2% APY up to $50,000 on “Save Better” savings.
Have to have: e statements, direct deposit, 12 debit card uses per month.
I feel like I'm missing something here, but promptly moved the max over to the checking.
4.1% APY up to $20,000 on the “Spend Better” checking and 2% APY up to $50,000 on “Save Better” savings.
Have to have: e statements, direct deposit, 12 debit card uses per month.
I feel like I'm missing something here, but promptly moved the max over to the checking.
re: Centric FCU new checking interest ratePosted by TigerMan327 on 7/2/22 at 2:43 pm to LSUTigahss
FDIC insured?
re: Centric FCU new checking interest ratePosted by Enadious on 7/3/22 at 7:28 am to TigerMan327
quote:
FDIC insured?
It's a credit union, so NCUA.
re: Centric FCU new checking interest ratePosted by LSUTigahss on 7/3/22 at 7:38 am to Enadious
quote:
It's a credit union, so NCUA
Can you educate me on this?
re: Centric FCU new checking interest ratePosted by thegreatboudini on 7/3/22 at 8:07 am to LSUTigahss
quote:
Have to have: e statements, direct deposit, 12 debit card uses per month.
re: Centric FCU new checking interest ratePosted by Teddy Ruxpin on 7/3/22 at 8:37 am to thegreatboudini
Ya, that's annoying.
I'm still doing Sofi checking at 1.50%. DD only requirement.
I'm still doing Sofi checking at 1.50%. DD only requirement.
TD SponsorTD Fan
USA
Member since 2001
USA
Member since 2001
Thank you for supporting our sponsors Posted by Site Sponsor to Everyone
Advertisement
re: Centric FCU new checking interest ratePosted by bubbz on 7/3/22 at 8:58 am to LSUTigahss
This isn’t uncommon for financial institutions to offer checking accounts with higher interest. They are saving the money by requiring you to have e statements, DD, minimum debit card transactions etc.
Most credit unions offer a product similar to this.
Most credit unions offer a product similar to this.
re: Centric FCU new checking interest ratePosted by LSUTigahss on 7/3/22 at 10:12 pm to thegreatboudini
No minimum on the debit card transactions.
Probably have 6 since I posted this, spending no more than $40 that I was already going to spend
Probably have 6 since I posted this, spending no more than $40 that I was already going to spend
re: Centric FCU new checking interest ratePosted by Bryant91092 on 7/5/22 at 2:45 pm to thegreatboudini
Easiest way I’ve found to get the swipes is to set up a Venmo using debit card, not bank account and then send money back and forth between you and your spouse/significant other. That’s what I do between my various accounts to hit the swipe minimums.
re: Centric FCU new checking interest ratePosted by LSUTigahss on 7/6/22 at 12:02 am to Bryant91092
Has to be a point of sale transaction.
re: Centric FCU new checking interest ratePosted by Bryant91092 on 7/6/22 at 8:16 am to LSUTigahss
Interesting because this works for both credit unions I use.
Back to top
Follow TigerDroppings for LSU Football News