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re: Best HYSA

Posted on 8/16/26 at 3:15 pm to
Posted by LSUtoBOOT
Member since Aug 2012
21545 posts
Posted on 8/16/26 at 3:15 pm to
Ladder T-Bills and you won’t have the bank sending letters that you can’t treat a savings account like a checking account, and you’ll get a better rate. Treasurydirect.gov, it’s so easy a caveman could do it.
Posted by TheWalrus
Land of the Hogs
Member since Dec 2012
48451 posts
Posted on 8/16/26 at 6:57 pm to
I had about $1500 sitting in my citi accelerate savings and it’s paying a paltry 2.8%. They dropped it and hope people don’t notice how awful the rate is now.
Posted by tes fou
Member since Feb 2014
1021 posts
Posted on 8/25/26 at 11:42 am to
Morgan Stanley private bank is 3.5% use E*trade to sign up no minimums or activities required.
Posted by Fat Bastard
alter hunter
Member since Mar 2009
93662 posts
Posted on 8/26/26 at 9:30 am to
quote:

Just buy sgov


yup.

i use SGOV in one account which is fantastic

i also use SWVXX in one of my schwab accounts

i also use BOXX which i really like. albeit it works differently. read up on it. it gives capital gains instead of a ordinary dividend.

you can basically use any MMF at vanguard, fidelity, schwab, etc.
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