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Started By
Message
1
Posted on 6/19/12 at 9:44 am to anewtiger
quote:
Don't know if Liberty Mutual is the cheapest, but they have the best record for paylng when things go wrong - which to me it the best deal.
link?
Posted on 6/22/12 at 6:06 pm to Chad504boy
I looked at a bunch of different sites/things last year, what I remember off the top of my head...
1. google State Farm and Katrina - there was a lot of coverage on Gulf Coast State Farm being sued (and losing) after refusing to pay out during Katrina. You really have to look at what division of the company you will be insured with... For example, Gulf Coast SF has a horrible record, but West Coast State Farm has a good record
2. I looked at the companies financial stabilities to pay out (Weiss and AM ratings)
3. Checked a lot of boards (First time moving to an area where hurricanes occur)
4. Got quotes and Liberty was the only who writes the whole policy (minus flood); everyone else I spoke to including my former insurance company of 15 years (Allstate) was going to write my wind & hail with Citizens... and I am not in a high risk area.
Out of everybody, Amica has the best reliability - just found this: LINK
1. google State Farm and Katrina - there was a lot of coverage on Gulf Coast State Farm being sued (and losing) after refusing to pay out during Katrina. You really have to look at what division of the company you will be insured with... For example, Gulf Coast SF has a horrible record, but West Coast State Farm has a good record
2. I looked at the companies financial stabilities to pay out (Weiss and AM ratings)
3. Checked a lot of boards (First time moving to an area where hurricanes occur)
4. Got quotes and Liberty was the only who writes the whole policy (minus flood); everyone else I spoke to including my former insurance company of 15 years (Allstate) was going to write my wind & hail with Citizens... and I am not in a high risk area.
Out of everybody, Amica has the best reliability - just found this: LINK
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