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Best credit cards available right now?

Posted on 11/8/17 at 10:28 am
Posted by GeauxTime9
Baton Rouge, La
Member since Dec 2010
6407 posts
Posted on 11/8/17 at 10:28 am
The fiancé and I are planning our honey moon and I would like to put the trip on a card to save some cash since we will be spending a lot for the wedding.

I am looking for a card that possibly offers 12 month no interest or some kind of perks. We will only be putting about $5K on it and I would probably cap it at $10K.

Tia
Posted by jsk020
Nola
Member since Jan 2013
1699 posts
Posted on 11/8/17 at 10:33 am to
Chase Freedom Unlimited? 1.5% cash back on everything and a 150 dollar sign up bonus when you spend 500.

If you could pay it off in time, then the Preferred by Chase is the better option, but it's not 0%
Posted by GEAUXT
Member since Nov 2007
29248 posts
Posted on 11/8/17 at 10:59 am to
Amex Blue Preferred

6% on groceries
3% on gas
1% on everything else

and you get a $200 sign on bonus after spending $1,000 in the first 3 months
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 11/8/17 at 11:20 am to
Depends a bunch on what your honeymoon expenses will be. If most of it will involve travel, then you want a card with extensive travel rewards of course. If it'll mostly be buying "stuff" then you want a good cash back card, one with better than 1% at least.
Posted by Neauxla_Tiger
Member since Feb 2015
1879 posts
Posted on 11/8/17 at 1:20 pm to
The Amex Blue Preferred as one of above posters mentioned for groceries (and you can buy gift cards at the grocery at 6% back, limited to a certain amount of spending a year)

Also, there's a ton of companies that have rotating 5% back categories. You can find a couple different offerings that give 5% back on gas

As for general spending that doesn't fit into a category above, there's the Citi Double Cash card that's 2% back on everything. There's also the USAA Limitless Rewards that's 2.5% back on everything, but you have to be a member and have at least $1,000 direct deposited into an account every month.

There's a lot of good travel rewards cards too, but I don't travel enough to have one. Some other posters on here can advise on those.

Also, if multiple places offer the same kind of card, such as the 5% rotating categories, see which one has the better sign-up bonus. There's several that'll give you $500 for spending X amount in 3 months

ETA: Re-read OP and noticed the 12 month no interest part. Don't know if any of the above offer that, but you can check. They might have low introductory rates. Usually a card either has good interest rates, or good rewards, not both. Might want to consider getting more than one card: one with good rewards for expenditures you can pay back each month + a second one for stuff you need longer to pay back.
This post was edited on 11/8/17 at 1:46 pm
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