- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Auto insurance rate check in
Posted on 4/10/23 at 5:44 pm to Dandaman
Posted on 4/10/23 at 5:44 pm to Dandaman
2 adults, 2017 AWD SUV and 2019 convertible Beetle, annual rate is currently $1,883 but gets re-priced every 6 months with State Farm, 250/500/100, 3.5M umbrella and additional 500k on home. Haven't had accidents or speeding tix in > 20 years. HO policy actually decreased this year after new roof and stucco. HO is $1,357 with .5% deductible, seems cheap to me.
Posted on 4/10/23 at 5:55 pm to tirebiter
$3.5M umbrella is a new high on the MTB. 
Posted on 4/10/23 at 6:21 pm to lynxcat
quote:
$3.5M umbrella is a new high on the MTB.
Have to protect taxable assets outside of retirement accounts from ne'er do wells, of which there are plenty around here, $496/yr is a good deal but probably a big profit item for insurers.
Posted on 4/11/23 at 10:38 pm to RedlandsTiger
quote:
How do you get a $1M umbrella policy?
For me, I simply asked for one through my insurance provider.
Posted on 4/11/23 at 11:37 pm to Dandaman
quote:
$3400 annually. Two new vehicles (truck and suv) and 250/500 liability, 100 UM. 1k deductible
This to me seems to be a great price for two vehicles. Btw an F150, and Lexus GX just got quoted over 6k annually
Posted on 4/12/23 at 6:53 am to tirebiter
quote:
2 adults, 2017 AWD SUV and 2019 convertible Beetle, annual rate is currently $1,883 but gets re-priced every 6 months with State Farm, 250/500/100, 3.5M umbrella and additional 500k on home. Haven't had accidents or speeding tix in > 20 years. HO policy actually decreased this year after new roof and stucco. HO is $1,357 with .5% deductible, seems cheap to me.
This is the most “I don’t live in Louisiana” post I think I’ve ever seen on the money board.
Posted on 4/12/23 at 7:05 am to Dandaman
quote:
I’m at $3400 annually. Two new vehicles (truck and suv) and 250/500 liability, 100 UM. 1k deductible. Metairie, LA. Is this a good price?
I’m very similar and I’m paying $2300/yr in LA. The difference between our premiums breaks down to using the GEICO Drive Easy program - basically an app that tracks our driving habits. Saves us about $1,100/yr.
Popular
Back to top

2





