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Started By
Message
Anyone use Chase Sapphire Preferred credit card?
Posted on 5/9/13 at 7:16 am
Posted on 5/9/13 at 7:16 am
Looking at getting my first credit card. Figured I might as well earn rewards while spending my money. Any other cards you would recommend to look at?
7
Posted on 5/9/13 at 7:23 am to guttata
It's a fantastic card, but good luck getting approved for it if it's your first card
Posted on 5/9/13 at 7:23 am to guttata
Money board, brah.
Posted on 5/9/13 at 7:29 am to Too Frat To Care
Why would it be difficult to get the card?
Posted on 5/9/13 at 7:30 am to guttata
No credit built up yet, brah.
Posted on 5/9/13 at 7:30 am to LSU6262
What's so great about it?
Posted on 5/9/13 at 7:31 am to guttata
I have it. It's boss. Good luck being qualified. Takes a decent score- especially for first CC ever
Posted on 5/9/13 at 7:37 am to Cajun Revolution
Had one for quite awhile...only card I use
Posted on 5/9/13 at 7:37 am to guttata
i have one, but rarely use it. It's a good card.
If you want a new card or a first time card, do some research online. There is a website that will show you all different types of cards and what their rewards are. I used that and checked on the best interest rates and went with the one that best suited what i was going to use it for.
If you want a new card or a first time card, do some research online. There is a website that will show you all different types of cards and what their rewards are. I used that and checked on the best interest rates and went with the one that best suited what i was going to use it for.
Posted on 5/9/13 at 7:37 am to Cajun Revolution
My credit score is currently 765 and my wifes' is 760. Is that going to be good enough to get approved? Only debt I have is house. No car payments and student loans are paid off.
Posted on 5/9/13 at 7:39 am to guttata
I don't care what the interest rate is, the card will be paid off every month.
Posted on 5/9/13 at 11:40 am to Cajun Revolution
quote:
What's so great about it?
Posted on 5/9/13 at 11:43 am to guttata
I love it.
Posted on 5/9/13 at 12:03 pm to guttata
if only there was a board to discuss money and financial things like this...if only
Posted on 5/9/13 at 12:48 pm to iAmBatman
I love it... although I'm currently trying to decide if I want to keep it because the annual fee has just been charged to my account. Barf.
Posted on 5/9/13 at 12:52 pm to Rev1897
quote:
I love it... although I'm currently trying to decide if I want to keep it because the annual fee has just been charged to my account. Barf.
Call in and ask to remove it? Also, if you can go to the lower card to avoid the fee.
I love handing it to people "man, this card is heavy!"
Posted on 5/9/13 at 12:53 pm to guttata
quote:
My credit score is currently 765 and my wifes' is 760. Is that going to be good enough to get approved? Only debt I have is house. No car payments and student loans are paid off.
You have a good chance to get the card with those scores and only debt in your house.
Good job on managing everything!
Posted on 5/9/13 at 1:00 pm to guttata
quote:
My credit score is currently 765 and my wifes' is
Mine is 755, approved. Same situation as you.
Posted on 5/9/13 at 1:01 pm to guttata
I really like it. If you are looking for travel rewards... it's great. 
Posted on 5/9/13 at 1:01 pm to guttata
You should look into getting Chase Freedom to go with it. The 2 cards together work well. Freedom is no fee so no reason not to have it.
You can also check their Ink cards as well
You can also check their Ink cards as well
This post was edited on 5/9/13 at 1:03 pm
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