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Roofers - How far back can you claim hail damage?
Posted on 3/1/18 at 4:10 pm
Posted on 3/1/18 at 4:10 pm
Recently had a patio cover installed and they mentioned that we had hail damage to our roof. How far back can you claim such damage on insurance? I figure it would have to be within a year in which I'd be SOL but I figured I'd ask.
Posted on 3/1/18 at 4:12 pm to jmorr34
there's no magical number.
there's also only one way to find out.
good luck.
there's also only one way to find out.
good luck.
Posted on 3/1/18 at 4:15 pm to jmorr34
The law in Louisiana is 2 years from the loss date.
Posted on 3/1/18 at 4:31 pm to wickowick
what is a good site to see where hail occurred or was reported?
Posted on 3/1/18 at 5:01 pm to wickowick
quote:
The law in Louisiana is 2 years from the loss date.
Pretty sure its only 1 year
Posted on 3/1/18 at 5:49 pm to Tiger Prawn
He’s an adjuster. I’d bet he knows.
Posted on 3/1/18 at 5:52 pm to bbvdd
quote:
He’s an adjuster. I’d bet he knows.
Posted on 3/1/18 at 6:17 pm to wickowick
quote:
The law in Louisiana is 2 years from the loss date.
Since it would be impossible to proven when hail damage actually happened this is not really a factor. I just called my insurance company and said I think I see hail damage on my roof, they looked at it and said yep it is. There was no discussion of when it may have happened.
Posted on 3/1/18 at 6:33 pm to EA6B
quote:Uh, hail damage usually happens when it hails.
Since it would be impossible to proven when hail damage actually happened this is not really a factor.
quote:Had wind damage to ours and they needed dates. Maybe it varies by company???
I just called my insurance company and said I think I see hail damage on my roof, they looked at it and said yep it is. There was no discussion of when it may have happened.
This post was edited on 3/1/18 at 6:33 pm
Posted on 3/1/18 at 6:35 pm to EA6B
quote:
Since it would be impossible to proven when hail damage actually happened this is not really a factor. I just called my insurance company and said I think I see hail damage on my roof, they looked at it and said yep it is. There was no discussion of when it may have happened.
It depends on the carrier, and they might have looked and seen there was hail in the area recently. There are hail maps, with detailed hail size and date reports. I don’t Need the reports so I don’t have a subscription. Most hail can be easily proven and I have seen it denied for being old hail plenty of times.
Posted on 3/1/18 at 10:16 pm to jmorr34
Why would you ask roofers an insurance question?
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