- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Transaction rounding up apps
Posted on 2/15/18 at 8:04 pm
Posted on 2/15/18 at 8:04 pm
Does anyone use an app that automatically rounds up your transactions or one like digit that analyzes your spending and when it sees fit pulls money out of your account?
I’m trying to find a way to save more money or find ways to have extra money at the end of the month to pay off debt faster. Any suggestions on ways to save more this way?
I’m trying to find a way to save more money or find ways to have extra money at the end of the month to pay off debt faster. Any suggestions on ways to save more this way?
5
Posted on 2/15/18 at 8:10 pm to LSUisKING12
Quit wasting money on shite you don’t need.
You’re welcome.
You’re welcome.
Posted on 2/15/18 at 8:27 pm to LSUisKING12
Mint.com
Most banks offer a budget analysis tool when you log in online. If yours doesn’t; you need to change banks.
Most banks offer a budget analysis tool when you log in online. If yours doesn’t; you need to change banks.
Posted on 2/15/18 at 8:40 pm to LSUcam7
Thanks for the response. I bank with Chase so I’m sure they have something but I haven’t explored it too much. Checking out mint.com too.
Posted on 2/15/18 at 8:44 pm to LSUisKING12
Use cash and throw the change in a jar each day. It’s easier to visualize spending when you tender actual cash. Put your budgeted amount of cash a week in your wallet and leave your debit card at home.
Posted on 2/15/18 at 9:18 pm to LSUisKING12
Just to be clear, I don’t have a spending problem, I just want to find ways to pay myself more money at the end of every month. I’m not saying there aren’t areas where I need to improve spending but just looking to “make” more money every month.
Posted on 2/15/18 at 9:23 pm to LSUisKING12
I use acorns. Not so much for the round ups but to have a steady weekly amount going into it. Most of my round ups come from bills that are on auto pay. I do 50 a week on top of the round ups right now.
I agree with southernelite on the cash transaction thing. I have recently started taking out cash weekly and limiting myself to that. I still use my debit card for gas though. Hate going into the stores.
I agree with southernelite on the cash transaction thing. I have recently started taking out cash weekly and limiting myself to that. I still use my debit card for gas though. Hate going into the stores.
Posted on 2/15/18 at 9:27 pm to Powerman
How accessible is the money with acorn? I would prefer to have the money going towards paying off a land loan or my truck more than into the market, for now.
I’ll have to try the cash part. My one biggest vice is traveling for work and not packing a lunch so this may help curb spending if I can cap myself at X amount per week.
I’ll have to try the cash part. My one biggest vice is traveling for work and not packing a lunch so this may help curb spending if I can cap myself at X amount per week.
This post was edited on 2/15/18 at 9:29 pm
Posted on 2/15/18 at 9:35 pm to LSUisKING12
quote:
How accessible is the money with acorn?
Evidently you can get the money out in a few days.
quote:
I would prefer to have the money going towards paying off a land loan or my truck more than into the market, for now.
Then just do that. You don't need a rounding up app for that.
Instead if going out for lunch just pick up a prepared meal at the grocery store like a salad a few days a week. Take 20 to 25 a week and make additional payments on your truck loan.
Posted on 2/15/18 at 9:49 pm to LSUisKING12
quote:
Transaction rounding up apps
Seems like a stupid idea for anybody that has a plan for their money.
Seems like a great idea for people who just let their money fly
Posted on 2/15/18 at 10:58 pm to LSUisKING12
Get the best cash back credit cards you can and put everything you can on it and pay the balance every month.
If you can spend more than 12k annually, get the Alliant 2.5% card (3% for the first year, but has a $59 annual fee) . If you won't spend that much get the Citi Double Cash card.
Also, if you're an Amazon prime member, get the prime chase card. That'll give you 5% back on all Amazon purchases.
All of that can add up to a decent little bonus every month. You just need to be disciplined enough to pay your balances off. If you are, it's free money.
If you can spend more than 12k annually, get the Alliant 2.5% card (3% for the first year, but has a $59 annual fee) . If you won't spend that much get the Citi Double Cash card.
Also, if you're an Amazon prime member, get the prime chase card. That'll give you 5% back on all Amazon purchases.
All of that can add up to a decent little bonus every month. You just need to be disciplined enough to pay your balances off. If you are, it's free money.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News