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re: Auto insurance rates have gone up since new law to bring them down insurance commissioner

Posted on 11/15/21 at 7:02 pm to
Posted by Cosmo
glassman's guest house
Member since Oct 2003
120767 posts
Posted on 11/15/21 at 7:02 pm to
Lawyers were only part of the problem

Other and probably bigger problem is the number of uninsured assholes out there and they cause a disproportionately large number of the accidents

My rate actually went down this year fwiw
This post was edited on 11/15/21 at 7:03 pm
Posted by Breauxsif
Member since May 2012
22290 posts
Posted on 11/15/21 at 7:11 pm to
There’s lots, and lots, of uninsured assholes in the state of Louisiana. At least they can’t claim bodily injury uninsured and they’ll end up getting their shite towed once the cops arrive.
Posted by go ta hell ole miss
Member since Jan 2007
13686 posts
Posted on 11/15/21 at 7:26 pm to
quote:

Other and probably bigger problem is the number of uninsured assholes out there and they cause a disproportionately large number of the accidents


That problem existed before the new law. If what you are saying is true then it should have already been factored in to prior costs prior to the new law. It’s not like a huge number of people became uninsured since the new law came into place. Insurance companies got favorable law, which will limit liability and still raised rates. If for no other reason than aesthetics they should have at least lowered rates for six months.

Legislature should have included a provision that rescinded the new law if rates did not go down consistent with percentages lobbyists said they would. That would have been simple and should not have drawn any objections from insurance companies if what they were saying was true.
This post was edited on 11/15/21 at 7:27 pm
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