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re: I knew my insurance sucked, but I'm really seeing how much it sucks now that I need it
Posted on 9/29/21 at 12:22 am to TDsngumbo
Posted on 9/29/21 at 12:22 am to TDsngumbo
quote:me and my wife are both healthy, non smokers, neither have any health issues, neither on any medication. Same with our little boy.
I don’t know how most families do it with premiums that high. At $507/month total for my entire family of 4, I feel like I’m paying too much but I know it’s a lot less than what most pay.
With work paying part of my insurance, I still come out of pocket for yearly premium almost $16k
Posted on 9/29/21 at 12:24 am to SuperSaint
quote:
With work paying part of my insurance, I still come out of pocket for yearly premium almost $16k
That's dumb. You should be in a HDP and saving that money cash in a HSA up to the allowable limit. That way it can work like an investment and grow over time.
I think my total out of pocket can't exceed $8K for a family. You need to explore other options.
I think my family premium is $165 a month. Work pays around 600 I think.
This post was edited on 9/29/21 at 12:27 am
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