re: Speaking of places to move/retire, somebody talk to me about Loveland/Fort Collins, CO.

You are used to moisture in the air. You will not find it anywhere near there. Friends from Virginia moved to Denver and their 3 and 4 year olds kept licking their lips. They had horrible crusty patches where each had licked until the skin was raw. They gradually outgrew it, but the dryness was a shock.

If you garden, you won't have to weed the whole garden, just where you watered the plants.

Retire there? You won't be tempted to try to keep up with the buff Colorado college students when they bicycle up to the National Park.

How's your lung function? There is less air up there and at a certain decrepitude it makes a difference. (Get used to using a pressure cooker, it takes forfrikinever for water to boil.)