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re: How often do you shop your insurance?

Posted on 7/15/21 at 2:00 pm to
Posted by NOFOX
New Orleans
Member since Jan 2014
9963 posts
Posted on 7/15/21 at 2:00 pm to
Every year. I am always amazed at the differing rates.
Posted by DiamondDog
Louisiana
Member since Nov 2019
10677 posts
Posted on 7/15/21 at 2:03 pm to
I wouldn’t insure anything other than a beater with progressive. Had them 10 years ago. Maybe they’ve improved but I couldn’t stand them then.
Posted by Kvothe
Member since Sep 2016
2033 posts
Posted on 7/15/21 at 2:06 pm to
Shoot em over
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 7/15/21 at 2:07 pm to
quote:

Kvothe


whats your auto markets right now?
Posted by rattlebucket
SELA
Member since Feb 2009
11555 posts
Posted on 7/15/21 at 2:07 pm to
quote:

Allstate doesn’t pay for anything


Facts!

We had a windstorm event in March. We are STILL fighting them and roof still leaking. We are in appraisal process now but Ive already contacted an attorney. At first I just wanted my roof fixed but now I want them to pay a penalty somehow for how horribly incompetent they have been. Run from Allstate. When you need them they will screw you but they also have idiots working for them in claims dept
Posted by Kvothe
Member since Sep 2016
2033 posts
Posted on 7/15/21 at 2:10 pm to
Allstate, progressive, Nat gen, safeco (liberty mutual) are the main ones that are competitive, but I’ve got a slew of others as well.


If y'all haven't had anyone look into Safeco after the hurricanes and ice storm for home/auto, you probably want to. They were the top rated company after last years fiascos and have been extremely competitive.
This post was edited on 7/15/21 at 2:15 pm
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 7/15/21 at 2:14 pm to
quote:

Allstate, progressive, Nat gen


got these.

quote:

safeco


assholes left us but they were getting shitty anyway.


quote:

I’ve got a slew of others as well



doubt there's a slew!....
Posted by Kvothe
Member since Sep 2016
2033 posts
Posted on 7/15/21 at 2:15 pm to
quote:

doubt there's a slew!....


A slew, I tell ya!
This post was edited on 7/15/21 at 2:17 pm
Posted by CajunLife
Southern Georgia
Member since Apr 2017
510 posts
Posted on 7/15/21 at 5:42 pm to
quote:

my agent does shop around for me


You trust your agent to do the shopping for you? Quit being so lazy baw and do the homework yourself
Posted by Athis
Member since Aug 2016
11908 posts
Posted on 7/15/21 at 5:53 pm to
My homeowners went up this year.. Someone correct me if I am wrong.. Homeowners doesn't only go up on your house but also your contents. Homeowners won't pay replacement value for your contents but will "pro-rate" the value. So I called and had the contents value lowered from the new rate to about 12 thousand less. That saved $158.00...
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