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re: ZOM making a nice run

Posted on 2/10/21 at 7:35 am to
Posted by castorinho
13623 posts
Member since Nov 2010
82082 posts
Posted on 2/10/21 at 7:35 am to
quote:

you’re just starting to research on your own, take a look at the holdings in a target date retirement fund. Pick the year you plan to retire and find the corresponding fund
target date funds are horrible and misleading as frick. Definitely don't do this.
This post was edited on 2/10/21 at 7:37 am
Posted by slackster
Houston
Member since Mar 2009
85389 posts
Posted on 2/10/21 at 8:16 am to
quote:

target date funds are horrible and misleading as frick. Definitely don't do this.



I don’t agree with your premise, but that’s not the point. I’m not saying to match them, I’m saying to start there and build out your own mix. You have to start somewhere. If you are 90% in the S&P 500 and don’t know where else to start, you can do a lot worse than starting with the breakdown of LIVKX for a 30 year old.
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