re: Many posters here are saying they'll come after our 401K

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On top of that they will either tax the withdrawals from investment accounts at a higher rate OR reduce your Social Security if you are also taking 401k withdrawals.

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tax the withdrawals from investment accounts at a higher rate = Capital in financial markets come from the public to fund business growth, create jobs, build a tax base, etc. that's why Capital Gains rates are lower, generally speaking, than personal tax rates. If the Gov't raises the Capital Gains rate, that will reduce public capital entering the financial markets and will be under-funded and no risk/reward incentive to invest your money in the broad market. Capital will dry up. Gov't will not raise the Capital Gains rate unless the Personal Rates are raised too. Capital Gains rates will consistently be lower for the reasons above.

reduce your Social Security if you are also taking 401k withdrawals. = This already happens. If you will reach full retirement age in 2021, you can earn up to $4,210 per month without losing any of your benefits, up until the month you turn 66. But for every $3 you earn over that amount in any month, you will lose $1 in Social Security benefits. Conceivably, you can earn income to a point where you will receive exactly ZERO dollars of Social Security. So, if you hear about or read about "Means Testing" is coming...that's BS, it's already here.