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Dr E Coli
Favorite team: | |
Location: | |
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Number of Posts: | 1177 |
Registered on: | 4/5/2018 |
Online Status: | Not Online |
Recent Posts
Message
re: Regime Fears the People: Thousands of National Guard Asked to Remain in DC Until Mid-March
Posted by Dr E Coli on 1/23/21 at 5:18 pm
Yep. See you. All good. Just running between errands. Snow giving us a blast. Later. :cheers:
re: Regime Fears the People: Thousands of National Guard Asked to Remain in DC Until Mid-March
Posted by Dr E Coli on 1/23/21 at 5:01 pm
Well, I don't have a Gab, so you gotta bear with me.
ETA: I may have someone with Gab already established reach out.
ETA: I may have someone with Gab already established reach out.
re: Regime Fears the People: Thousands of National Guard Asked to Remain in DC Until Mid-March
Posted by Dr E Coli on 1/23/21 at 2:57 pm
BoarEd - Hey Boss, the crew wants you to join us and so do I. I asked you a couple days back and you declined. Hope you reconsider. Shoot me an email to XXXXXXXXXXXXXXXXX and I'll give you the goods. Just so I know it's you and not some "random lurker" emailing me....a month or 2 ago you posted once that you were sitting next to someone with a prominent family name....put that family name in the subject/title line of the email. Later.
re: Trump Hires Impeachment Lawyer: Butch Bowers. UPDATE IN OP—BOWERS FIRED
Posted by Dr E Coli on 1/21/21 at 11:00 pm
quote:
I mean, senators from both sides of the aisle are saying it isn't going to fly and Nancy is already losing her shite over it. Derschowitz says the articles are bogus anyways.
He probably could have hired you or boosie and got his desired result.
Thrown out.
:rimshot:
ETA: BoarEd are you Discording?
re: Given that it is entirely unconstitutional to deploy the MIL on US soil, what gives?
Posted by Dr E Coli on 1/21/21 at 8:35 pm
Tigahs24Seven - shoot me an email to the address i posted.
re: Given that it is entirely unconstitutional to deploy the MIL on US soil, what gives?
Posted by Dr E Coli on 1/21/21 at 7:18 pm
quote:
Can some explain Biden using a set of the Oval Office?
Also, can someone explain the Pentagon blocking Biden?
I don't understand that first question.
As for the second, if you mean security briefing blocks...I hear it's because of the Biden Team being sent over for briefs do have or do not qualify for a security clearance.
ETA: Takes some time to get security clearance in place for those that do not have.
re: Given that it is entirely unconstitutional to deploy the MIL on US soil, what gives?
Posted by Dr E Coli on 1/21/21 at 6:07 pm
quote:
I need the discord stuff as well.
Tigahs24Seven - If you receive before I do, please email to the address I posted.
Thanks!
re: Given that it is entirely unconstitutional to deploy the MIL on US soil, what gives?
Posted by Dr E Coli on 1/21/21 at 5:57 pm
Ailsa or BoarEd-
By chance do you have the link to the Discord TD Group? If so, can you post it or email me at XXXXXXXXXXXX. Thanks! I didn't think I'd need it, but things changed.
By chance do you have the link to the Discord TD Group? If so, can you post it or email me at XXXXXXXXXXXX. Thanks! I didn't think I'd need it, but things changed.
re: Many posters here are saying they'll come after our 401K
Posted by Dr E Coli on 1/21/21 at 10:59 am
quote:
Well, sadly Joe did say he was going to make changes to our 401K accounts. As we all know, no one changes anything in DC unless they want to take more of your money. It’s called income redistribution.
You bet your arse it is redistribution.
For you youngsters, here's a tip. I would have done this if someone told me years ago, but that kind of guidance wasn't around when I was young. It would have been good advice because I saved everything.
Put as much as you can in Roth IRA or Roth 401k. If you have to "backdoor" into a Roth, do it. (look up backdoor Roth is you don't know what it is)
If you have a 401k Roth at your job and you lose your job, leave the 401K Roth at your old job temporarily and do not take possession. Before accepting a new job/employment elsewhere, see if they have a 401k Roth. If possible, focus only on employers with 401K Roth's. When you get your new job, roll your old job 401K Roth into your new job 401K Roth (make sure your new job allows for the rollover). Keep doing these steps if your life has many job changes - it's not unusual. By the time you reach 55 and your 401K Roth is comfortably suited at your job - you can retire if you want to. Look up "Rule 55". There will be no penalty on your 401k Roth withdrawals.
Next - take your investable income and open a stock trading account. Focus on the "Dividend Aristocrats" - stocks that pay a consistent and high dividend track record (see AT&T) and keep investing in these stocks and have their dividends reinvest into the stock. At retirement, you can have the stock trading account send the dividends to you monthly/quarterly and never touch the principle. The tax rate on these dividends is based on Capital gains and you're looking at 20%. Better than personal tax rates by far. And, your Roth distributions are tax free.
If someone is telling you that your income will likely be lower at retirement than your job - lose that person as a friend or advisor. Who the hell wants less money? You have to aim high.
Good luck! Someone will read this who is 20-something and do it. I know they will. I'll be dead and gone when you retire, but you'll have a hell of a lifestyle!
Just remember to save all you can, because....if you don't live like the rest in the beginning, you certainly won't live like the rest in the end. Think about it.. (PS - I'm living proof of this paragraph)
Adios!
re: Many posters here are saying they'll come after our 401K
Posted by Dr E Coli on 1/21/21 at 10:28 am
quote:
reduce your Social Security if you are also taking 401k withdrawals. = This already happens. If you will reach full retirement age in 2021, you can earn up to $4,210 per month without losing any of your benefits, up until the month you turn 66. But for every $3 you earn over that amount in any month, you will lose $1 in Social Security benefits. Conceivably, you can earn income to a point where you will receive exactly ZERO dollars of Social Security. So, if you hear about or read about "Means Testing" is coming...that's BS, it's already here.
quote:
That is incorrect. 401K withdrawals are not earned income and do not impact Social Security benefits. What you are referring to is if someone still has a job.
Ahhh,...re-read. I am correct. If you are receiving SS benefits and have a job and taking 401k distributions that's one scenario. The other second scenario is receiving SS benefits and DO NOT have a job and taking 401k distributions. Regardless, the 401k distribution + job Earned Income = Taxable Income ** AND ** if you do not have a job then 401k distribution = Taxable Income.
Taxable Income is used to determine SS benefits.
Read on...
This bolded statement is taken from the poster I was replying to reduce your Social Security if you are also taking 401k withdrawals.
When taking Distributions from a 401K it's called "Taxable Income", not Earned Income.
I am retired and 61 - turn 62 in 2021. I am converting $300k a year from a Traditional IRA to a Roth IRA. If I applied for Social Security benefits starting at age 62(in 2021)the $300k conversion is labeled Taxable Income, not Earned Income. That conversion alone would prevent me from receiving any SS benefits at age 62 and I do not have a job.
I have to complete all my conversions before applying for SS benefits. If I apply for SS benefits and receive ZERO - I lock in my SS benefit for the remainder of my life because I applied for them; hence, you wait until the conversions are completed and then apply. Otherwise, you cheat yourself out of a higher SS benefit.
Trump and the Internet
Posted by Dr E Coli on 1/20/21 at 11:18 pm
If I was DJT I'd build Twitter clone and unleash it on America.
Trump was unable to get Section 230 of the Communications Decency Act changed to stop protecting FB and Twitter from censoring. Therefore, build a clone Social Media platform and force Congress to enact a change in Section 230. If Congress only chooses to go after Trump's Social Media website and purposely leave Twitter or FaceBook out of the fray, Trump then should sue the U.S. Gov't. More than one way to skin a (insert animal name).
Trump was unable to get Section 230 of the Communications Decency Act changed to stop protecting FB and Twitter from censoring. Therefore, build a clone Social Media platform and force Congress to enact a change in Section 230. If Congress only chooses to go after Trump's Social Media website and purposely leave Twitter or FaceBook out of the fray, Trump then should sue the U.S. Gov't. More than one way to skin a (insert animal name).
re: Critical Race Theory will be taught... Media & liberals not even trying to hide indoctrin.
Posted by Dr E Coli on 1/20/21 at 11:06 pm
Daina Ramey Berry is a bit confused.
From the Forbes article:
Confederates are Democrats. Trump is a Republican. Therefore, Dr. Berry is mixing things up and is very confused. Trump championed the Union. The Union is Republican. This person is a History Prof at the University of Texas from BS & MS & PhD from UCLA. In my day, 3 degrees from one institution was inbreeding and frowned upon.
From her Wiki:
https://en.wikipedia.org/wiki/Daina_Ramey_Berry
I'm a numbers guy and that bolding is mine. She's not a numbers gal. Emotion over facts. No thanks.
From the Forbes article:
quote:
If the Trump Administration had been true to its premise, however, it wouldn’t have championed this pro-Confederate version of history. It was, after all, the Union, not the Confederacy, that won the Civil War.
Confederates are Democrats. Trump is a Republican. Therefore, Dr. Berry is mixing things up and is very confused. Trump championed the Union. The Union is Republican. This person is a History Prof at the University of Texas from BS & MS & PhD from UCLA. In my day, 3 degrees from one institution was inbreeding and frowned upon.
From her Wiki:
quote:
Daina Ramey Berry is an American historian. She is Chair of the History Department at The University of Texas at Austin. She is also the Oliver H. Radkey Regents Professor of History, a Fellow of Walter Prescott Webb Chair in History and the George W. Littlefield Professorship in American History. She was formerly the Associate Dean of The Graduate School at The University of Texas at Austin. She studies gender and slavery, as well as Black women's history in the United States. She has written books about the connection between the idea of skilled work and the gender of enslaved people in antebellum Georgia, the economic history of slavery in the United States, and the historical contributions of African American women to the politics and governance of the United States and to securing their own rights.
quote:
In 2017, Berry published the book The Price for their Pound of Flesh: The Value of the Enslaved, from Womb to Grave, in the Building of a Nation. In The Price for their Pound of Flesh, Berry studies the economic history of slavery in the United States, examining how a price was assigned to the bodies of enslaved people in America from before they were born until after they died.[5] Berry proposes four types of value that an enslaved person could hold: their assessed value, as determined by others for the purposes of accounting and sale; their market value, which was a function of local demand; their soul value, derived from inherent spiritual self-worth and reinforced by familial and communal connections; and their ghost value, evaluated by body brokers who engaged in the sale of human cadavers.[6] Through this categorisation scheme, Berry is able to produce an economic history which is not completely centered around the market. Rather, by including the inherent self-value that many enslaved people held through the idea of soul value, Berry also produces an intellectual history of the thoughts, emotions, and ideas of enslaved people when considering their own value.[7] This makes the book a work of both economic history and social history.[8] Berry's focus on the factors that produced assigned value, as well as the value of unborn slaves, also makes a contribution to the historical literature on the violent role of gender and reproduction in the systems of American slavery.[8]
https://en.wikipedia.org/wiki/Daina_Ramey_Berry
I'm a numbers guy and that bolding is mine. She's not a numbers gal. Emotion over facts. No thanks.
re: Many posters here are saying they'll come after our 401K
Posted by Dr E Coli on 1/20/21 at 10:30 pm
quote:
Communism.
The government owns your wealth and your labor. It's not that hard to imagine, it's happened dozens of times in the last ~100 years.
You think your shite is safe because it's digital? That makes it easier to take/freeze.
You think your shite is safe because it's digital? That makes it easier to take/freeze....and, your account can be frozen by, Gov't, banks, or a legal action, cutting you off from your digital currency. To add, with all this control over "your" finances - your credit score will be impacted by "their" control. As soon as cash goes away as a currency - it's over. You cannot exist in society without money unless you plan to barter for EVERYTHING.
re: Many posters here are saying they'll come after our 401K
Posted by Dr E Coli on 1/20/21 at 10:24 pm
quote:
On top of that they will either tax the withdrawals from investment accounts at a higher rate OR reduce your Social Security if you are also taking 401k withdrawals.
tax the withdrawals from investment accounts at a higher rate = Capital in financial markets come from the public to fund business growth, create jobs, build a tax base, etc. that's why Capital Gains rates are lower, generally speaking, than personal tax rates. If the Gov't raises the Capital Gains rate, that will reduce public capital entering the financial markets and will be under-funded and no risk/reward incentive to invest your money in the broad market. Capital will dry up. Gov't will not raise the Capital Gains rate unless the Personal Rates are raised too. Capital Gains rates will consistently be lower for the reasons above.
reduce your Social Security if you are also taking 401k withdrawals. = This already happens. If you will reach full retirement age in 2021, you can earn up to $4,210 per month without losing any of your benefits, up until the month you turn 66. But for every $3 you earn over that amount in any month, you will lose $1 in Social Security benefits. Conceivably, you can earn income to a point where you will receive exactly ZERO dollars of Social Security. So, if you hear about or read about "Means Testing" is coming...that's BS, it's already here.
re: National Guard turns their backs on Biden motorcade
Posted by Dr E Coli on 1/20/21 at 9:03 pm
quote:
From what the tweet says, they’re not. It’s on the press.
quote:
How do they know it’s the press in the cars?
The NG always stands at attention for the press, didn't you know?
re: National Guard turns their backs on Biden motorcade
Posted by Dr E Coli on 1/20/21 at 9:02 pm
quote:
Def not a good look, probably not intentional
Do you mean the one's standing at attention?
OR
Do you mean the one's with their back to the CIC?
:rotflmao:
re: Welcome to the Storm! Shelter Thread Cont
Posted by Dr E Coli on 1/7/21 at 1:25 pm
Here
re: One Last Rally......EDIT - Apparently There Will Be 2 More Tomorrow
Posted by Dr E Coli on 11/2/20 at 9:27 pm
Hannity opened his television show stating there could be 2 rallies tomorrow. I think he said MI and WI. Someone correct the States if I have them wrong.
re: Calling all Christians.....
Posted by Dr E Coli on 11/2/20 at 9:25 pm
Amen
re: Lindsey says when the Durham report is released he'll be shocked if there isn't indictment
Posted by Dr E Coli on 11/1/20 at 9:25 pm
AG Barr already stated Durham would not issue a report, it would be indictments. Said this 30 to 60 days ago.
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