re: What retirement savings balance is your goal, and by what age?

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and pray to God time in the market accrues the rest. No way I can keep doing this shite until I'm in my 60s.

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I'm 3-4 years from retirement. I am just hoping that the market doesn't fully crash, and would be okay with 5% returns for those years at this point.

To me, it's all about your debt load. I do plan to take SS at 62. I see no reason to not take it at the first opportunity. I know it's more at 67 and further, but who knows how long you have, and I paid into it for 40 years, would like at least some return on my money.