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re: Let’s see those 2020 401k returns
Posted on 1/1/21 at 2:31 pm to fallguy_1978
Posted on 1/1/21 at 2:31 pm to fallguy_1978
I think we are in the same or similar Fidelity fund. I’ve actually had to adjust my contributions because this fund has grown so much is was overweighting me to tech even more than I already wanted.
Posted on 1/1/21 at 3:38 pm to lynxcat
17.1%
My company gives us very limited options. 1 large cap, mid cap, small cap, emerging markets, international, etc. You get the idea. The other choices are target date blend funds. I set my own and out performed all the target ones. It sucks, but nothing I can do about it but do some post tax investing in my brokerage account.
I did increase my withholdings for 2021 from 6% to 12%. My company matches 6% and gives an additional 6%, so that puts me at 24% this year. Only 18 more years of servitude left.![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
My company gives us very limited options. 1 large cap, mid cap, small cap, emerging markets, international, etc. You get the idea. The other choices are target date blend funds. I set my own and out performed all the target ones. It sucks, but nothing I can do about it but do some post tax investing in my brokerage account.
I did increase my withholdings for 2021 from 6% to 12%. My company matches 6% and gives an additional 6%, so that puts me at 24% this year. Only 18 more years of servitude left.
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Posted on 1/3/21 at 7:05 pm to lynxcat
"I think we are in the same or similar Fidelity fund. I’ve actually had to adjust my contributions because this fund has grown so much is was overweighting me to tech even more than I already wanted."
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There is a good reason it got overweighted.
Why would you change?
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There is a good reason it got overweighted.
Why would you change?
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