re: How much is enough in the 529 accounts?

I use a UTMA. It does not get the tax advantages or match as a 529, but you can use it on anything relating to the child. Also, the interest is taxed at the child's tax rate. Right now we use it as a savings for college as well as to cover next year's tuition. When the bill comes, we just request that amount to come out. I would like to be able to foot 6 years of college as I think grad school will be necessary, but I am also not trying to kill myself and sacrifice living life for the sake of possibly needing the funds for college.

You can use these funds on anything for the child, tuition, meals, clothes, car, room & board...

Down side to the UTMA, control turns over to the child at 18 (some States it is 21), so it will become their money and can blow it how they want. When in HS we will try to teach them about the value of not blowing the funds on top end cars, hookers & blow, stupid tech... basically the shite we did