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re: Covering preexisting conditions...

Posted on 8/7/20 at 9:38 pm to
Posted by Cromulent
Down the Bayou
Member since Oct 2016
2906 posts
Posted on 8/7/20 at 9:38 pm to
You are an idiot. I was 20 AND DID HAVE INSURANCE. But you see back then the insurance could drop you and they did. So I was dropped bc I was diagnosed with MS and then I was screwed. So please tell me about how I’m seeking an entitlement or it’s the same as vehicle insurance. Consequences of my choices. Pfft
Posted by wackatimesthree
Member since Oct 2019
5687 posts
Posted on 8/7/20 at 9:41 pm to
quote:

You are an idiot. I was 20 AND DID HAVE INSURANCE. But you see back then the insurance could drop you and they did. So I was dropped bc I was diagnosed with MS and then I was screwed.


Call me what you want but I am not the one whining on a message board.

True or false: whatever the insurance company did or didn't do, you agreed to their terms.
Posted by FieldEngineer
Member since Jan 2015
2225 posts
Posted on 8/7/20 at 9:43 pm to
quote:

You are an idiot. I was 20 AND DID HAVE INSURANCE.


There would have been less confusion if you would’ve told the whole story up front.
Posted by joshnorris14
Florida
Member since Jan 2009
45663 posts
Posted on 8/8/20 at 1:37 am to
He's not an idiot. The concept of insurance has zero to do with fairness and everything to do with risk.

Life may have dealt you a bad hand, and that's certainly not "fair", but insurance has absolutely nothing to do with that. Are insurance company's so much more likely to incur the cost burden above your premiums that it makes it impossible to pool you into a group? If so, there's no feasible way to insure you
Posted by tigersbb
Member since Oct 2012
10803 posts
Posted on 8/8/20 at 2:31 am to
quote:

You are an idiot. I was 20 AND DID HAVE INSURANCE. But you see back then the insurance could drop you and they did. So I was dropped bc I was diagnosed with MS and then I was screwed. So please tell me about how I’m seeking an entitlement or it’s the same as vehicle insurance. Consequences of my choices. Pfft


There are arguments on both sides of this issue. The best response would have been for Congress to create an assigned risk pool for those in your circumstances rather than the total disruption of health insurance which worked fine for the majority of us.

You might have sought employment with a company high provided group insurance for all employees and you would have been covered without having to prove your insurability. Most people who object to the Affordable Care act are sympathetic to your situation. We object to the imposition of higher premiums to give Obama his signature accomplishment when the 3% of those like you who ere frozen from coverage could have been provided for at a much lower cost.
Posted by Jake88
Member since Apr 2005
70873 posts
Posted on 8/8/20 at 7:48 am to
quote:

So I was dropped bc I was diagnosed with MS and then I was screwed
Could you have gotten a job with a company that offered health insurance and been insured like that?

I think there should be some qualifications for the coverage of preexisting conditions such as a requirement that one must have been on an insurance plan for, say, 3 out of the previous 5 years or at an age where one is generally still in school.
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