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re: Great insight on interest rates, and how low they are likely to go.

Posted on 7/21/20 at 10:48 am to
Posted by FinleyStreet
Member since Aug 2011
7903 posts
Posted on 7/21/20 at 10:48 am to
quote:

The rates I’m being quoted are nowhere near this.


If you have decent credit/down payment you should be able to find rates in that range. I locked in at 2.75 earlier this month; looks like several people in the mortgage thread have locked similar rates as well.
Posted by RoyalWe
Prairieville, LA
Member since Mar 2018
3135 posts
Posted on 7/21/20 at 11:08 am to
I’m trying to refinance with cash out keeping more than 20% in equity. So far I’ve been quoted 4% and 3.875% for a 30 year conventional with zero points (or right at it). My credit rating is above 800. My wife’s is 761.

Taking suggestions for lenders.
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