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re: Louisiana may now rest easy- the torts have been reformed

Posted on 6/30/20 at 8:16 pm to
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 6/30/20 at 8:16 pm to
quote:

Collateral source limited, but presumption Plaintiff gets 40% of difference as cost of procuring health insurance.


Explain
Posted by rmc
Truth or Consequences
Member since Sep 2004
26560 posts
Posted on 6/30/20 at 8:19 pm to
Chiro charges 100 a visit. Your health insurance has a contract with him where you pay a 20 co pay and insurance pays him 40 a visit. So the effective rate is 60 a visit. You previously recovered all 100. Why should the tortfeasor get the benefit of your insurance contractual rates that you pay for?

Now you get 60 plus maybe an additional 40% that they just pulled out of their arse.
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