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re: How to determine if I should look in to refinancing home?
Posted on 3/31/20 at 11:08 pm to barry
Posted on 3/31/20 at 11:08 pm to barry
quote:
never understood why people do this, you can just make extra payments on the 30 and have optionality to always go back to the minimum payments
Because paying extra sounds good on paper to most as they’re signing paperwork. Most will never pay a penny extra.
2
Posted on 4/1/20 at 12:00 am to GeauxGutsy
I did it because so much more goes towards the principle without having to send the extra.
Posted on 4/1/20 at 8:09 am to GeauxGutsy
This. Exactly this. I had that mentality on my first home and managed about a year of doubling the principal before I just let it ride. I'll be buying here soon and I'm just going to bite the bullet and lay the extra $500 or so per month on a 15 year.
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