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re: I’m surprised to see so many advocating for 15 year mortgages on here
Posted on 3/7/20 at 7:20 am to OleWarSkuleAlum
Posted on 3/7/20 at 7:20 am to OleWarSkuleAlum
I’m 6yrs in on my 30yr @ 4.2%
If I’m able to refi a 15yr @ 2.75% - 3.25% I’ll be doing so ASAP.
If I’m able to refi a 15yr @ 2.75% - 3.25% I’ll be doing so ASAP.
2
Posted on 3/7/20 at 7:28 am to bstew3006
quote:
I’m 6yrs in on my 30yr @ 4.2%
If I’m able to refi a 15yr @ 2.75% - 3.25% I’ll be doing so ASAP.
Ok...why not just refinance to a 30 year and invest the difference? Gives you more flexibility and lessens the opportunity costs big time.
Posted on 3/7/20 at 7:35 am to bstew3006
quote:
I’m 6yrs in on my 30yr @ 4.2%
If I’m able to refi a 15yr @ 2.75% - 3.25% I’ll be doing so ASAP.
I'm close to your situation, and a 20 year at 3% barely increases my monthly payment, but significantly kills the interest.
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