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re: Anybody refinancing today?
Posted on 2/25/20 at 6:56 am to Dayman
Posted on 2/25/20 at 6:56 am to Dayman
What is anyone's qualifications for selecting one lender over the other with regards to who to take out a mortgage with?
Is it simply the fees they charge, the %, both, something else?
I guess I'm trying to decide if a local bank would give me 3% on a 15 with $2K in fees, and Chase/Wells Fargo/etc would give you 2.75% with 1K in fees, is one better than the other?
I've had 2 mortgages in my life with local banks, and both were sold to larger mortgage companies, so I don't think they have to keep you if you go with one anyway, just curious.
Is it simply the fees they charge, the %, both, something else?
I guess I'm trying to decide if a local bank would give me 3% on a 15 with $2K in fees, and Chase/Wells Fargo/etc would give you 2.75% with 1K in fees, is one better than the other?
I've had 2 mortgages in my life with local banks, and both were sold to larger mortgage companies, so I don't think they have to keep you if you go with one anyway, just curious.
1
Posted on 2/25/20 at 7:08 am to kywildcatfanone
Yea I really don’t care who it’s with as long as it’s the best deal. Like you said most mortgages are sold off anyways.
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