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re: Spinoff On Roth vs 401K
Posted on 2/3/20 at 8:26 pm to sonoma8
Posted on 2/3/20 at 8:26 pm to sonoma8
I think it's good that you both put about 9% of your salary into your 403b.
Are you both teachers? If so, do you have other retirement vehicles?
You say you have normal bills, but that's all relative. Do you have a $700,000 house note and a Platinum truck or truly reasonable bills?
Are your kids in affordable daycares/school or is it like New Orleans where PK-4 is $16,000 and regular grades are +/-$20,000?
What are your plans for the $2k/month you save? Is that your E-fund, vacation money, or what?
Are you both teachers? If so, do you have other retirement vehicles?
You say you have normal bills, but that's all relative. Do you have a $700,000 house note and a Platinum truck or truly reasonable bills?
Are your kids in affordable daycares/school or is it like New Orleans where PK-4 is $16,000 and regular grades are +/-$20,000?
What are your plans for the $2k/month you save? Is that your E-fund, vacation money, or what?
2
Posted on 2/4/20 at 4:24 am to TheWiz
quote:
Are you both teachers? If so, do you have other retirement vehicles?
Kids are out if daycare now. We are lucky to live around one of the better public school systems in LA. Which doesnt say much.
Id say 75% of that $2k is for efund, the rest it vacation.
This post was edited on 2/5/20 at 4:32 am
Posted on 2/4/20 at 6:24 am to TheWiz
quote:
As of this past year, we made $195k total.
quote:
Are you both teachers?
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