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Message
re: How much did you save for retirement in 2019?
Posted on 12/24/19 at 9:19 am to TheWiz
Posted on 12/24/19 at 9:19 am to TheWiz
quote:
We did a restructure with a bank here in New Orleans. This was all arranged before SoFi, Commonbond, etc... really became popular and available. It's structured like a ballloon note,
I haven’t heard of that kind of arrangement for student loans. Is that specific to docs or attorneys?
We just moved in to our “mid term” house and our newborn is in a nursery so our expenditures are high. If we can make it another 18 months, our student loans will be manageable and our car notes will be rolling off. That will give us some more space to pay down and invest....assuming we don’t have another child. You’re right, those student loans are an albatross that keeps my family from reaching the savings rates I would like to hit at this point.
1
Posted on 12/24/19 at 9:33 am to Oenophile Brah
It was something my FIL was a big advocate for and helped us set up. Got us from 6.8% federal loans to 4.5% private loans. He has boatloads of money tied up with them for equipment he has finance. Again, this was prior to SoFi and similar compnies being so popular in the last few years.
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