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re: Insurance Bundle Options

Posted on 8/12/19 at 7:23 pm to
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3306 posts
Posted on 8/12/19 at 7:23 pm to
quote:

Get auto through Geico. Get homeowners through ASI/Progressive or any other AM Best rated company that offers a flat dollar amount hurricane deductible and not a %. Get term life through AIG.


I couldn’t get better overall pricing if I bundle with one carrier?
Posted by thedentist45
Louisiana
Member since Jun 2008
557 posts
Posted on 8/13/19 at 8:53 am to
Sometimes yes but it's not always the case. Like TD's said, ASI/Progressive is a great company and if your home is somewhat newer, you should get a great rate and have options for flat deductibles as low as $1000.

Just have someone price out all their options for you. Bundles and other carriers. Make them do their job.

One option to look at if you're able to is paying the Auto in full. Some companies offer big discounts for this.

Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41714 posts
Posted on 8/13/19 at 9:05 am to
quote:

I couldn’t get better overall pricing if I bundle with one carrier?

Sometimes you can but Geico can be so cheap that even the best bundles aren’t able to beat it all separated out like I laid out for you. I’ve worked in the industry for going on 10 years now and a Geico/ASI/AIG combo is very, very hard to beat.

Full disclosure: I don’t work for either of those companies. My honest and anonymous opinion is that they are the best price & quality combination.
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