re: Congress is considering big changes to the way you retire

quote:

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We have been using lifetime stretches on non-spousal IRA’s for as long as I can remember.

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That can be done if the original IRA owner had not started his distributions from the IRA at the time of his death.

The article linked in the OP does not specify exactly who the 10 year IRA liquidation proposal will affect. But the current requirement is 5 years if the IRA owner dies before required distribution beginning date. And all other provisions in the proposed changes posted in the OP for IRA are beneficial to IRA owners despite OleWarSkule's obvious paranoia.

Here are the current IRS rules regarding distributions to beneficiaries:

LINK