re: Not sure if this is where I go but still

Stash website and several reviews say fee is "only" .25% annually or $1 per month for balances below $5k. 1% per month sounded too outrageous to be true. It worked to get the OP started so that's a huge win now it's time to move to a lower cost broker, Vanguard or Fidelity. Start funding Roth IRA with future contributions Consider using some of existing balance if needed to fully fund Roth but you'll owe capital gains.