re: HSA - Management Issue

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I highly suggest Lively. They have zero fees and partner with TD Ameritrade so you can invest in nearly anything.

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Thanks for mentioning Lively. I was unaware of them until that.

I have an existing HSA that's still with Optum - my new employer doesn't offer an HDHP. Optum isn't horrible, but it's far from ideal IMO. I have several accounts with T.D. Ameritrade/TOS, so I like the idea of getting the HSA (sort of) under that roof too. I'll certainly check them out.