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re: When to expect a bill from the insurance company for baby delivery?

Posted on 3/29/19 at 12:41 pm to
Posted by Neauxla_Tiger
Member since Feb 2015
1883 posts
Posted on 3/29/19 at 12:41 pm to
quote:

there has to be a better way.



That's the feeling everyone seems to have after going through the process.

And from what I understand, all medical bills are negotiable. You can call and make them an offer and they might accept. It seems they bill an outrageous amount even though they know most either don't pay or will pay less than that, so they have to start the bill higher with the expectation that it will get negotiated down. My response to that is why don't you just bill reasonable amounts to begin with so all your patients don't feel like they're getting screwed, then maybe we won't have this stupid charade.

And of course it doesn't help when you don't see a bill until a year later when you can't even remember the appointment well enough to dispute any charges.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37161 posts
Posted on 3/29/19 at 2:38 pm to
So after chatting with my wife, she remembered that was the time of year when the kid usually gets her annual well-child visit, which under our plan, is at no co-pay cost to us. (Which is why we didn't pay a co-pay).

So I call the billing office, and I'm told that twice the claim was submitted to BCBS, twice rejected, and the third time it was accepted. Billing office is saying they submitted it to BCBS as a well-child visit but BCBS processed it as a sick-visit, and basically there is nothing else the billing office can do, that we need to take it up with BCBS.

So now I have a choice to make.

1) Do I deal with the obnoxiousness that is BCBS in order for them to hopefully fix it?

2) Or do i just pay the $25 and be done with it?
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