re: Serious question about Federal Employees missing paychecks

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Emergency funds are important.

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I had this conversation with a guy in my office earlier this week. I wondered just how many people had literally no options in keeping their bills paid. I know that USAA is doing what they can to lend and help bridge the gap, as I'm sure other places are, but the hidden costs of interest, late fees, etc will certainly take their toll.

Its a shitty situation that I'm thankful to not be in. I've always thought that I'm ok with a little short term pain for long term gain (i'm certainly not advocating for or against a wall here, thats another topic for another place) but again thats an easy standpoint to take right now since I'm not the one having to endure the short term pain....