re: Health Insurance Question

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Once I get home from the doctor, 2 weeks later I usually get a bill from the Lab or from my provider saying insurance covered x amount but you owe me an addition amount of this.

Why can't I tell this doctor to frick off? Hey doctor, you agreed to these rates take em or leave em. I will pay the co-pay but anything after that is between you and my insurance coverage!

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no only do you have a co-pay to see the doctor, but you also have a co-pay (usually 20%) for labs/imaging/ect. until you reach you max out of pocket (varies based on plans) you also likely have a deductible that must be met before insurance will reimburse