re: How can I find out background on a mortage lender?

I used a branch of Bank of England for my condo in Memphis. Overall they were fine, left a few things to the last minute and weren’t great about keeping me updated, but the rate was good and fees were reasonable, no real complaints.

They transferred it to Wells Fargo immediately though, they just originated it. But Bank of England is a legit business, they’re not scammers if that’s what you’re worried about.

Obviously your particular team may vary.