re: Retirement Contributions. Do you agree with this chart?

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Did you have student loans or savings when you started working? I had loans and like 1k. If I put 15% in my 401k my first year out of school I'm would probably have like $100/month to spend.

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Yup, I sure did have student loans. I don't recall having any savings. If I did it was from summer jobs so maybe in the $1-2k range. I never had my own place during that time to help keep costs low. I also made sure to start apartment leases during the off-season to get the discounted lease rates. I fairly quickly bought a house to reduce costs more and then to go further rented out a room to drive costs down even more.

For full disclosure I did not eat out at nice restaurants. I didn't buy a new wardrobe. I didn't take any extravagant vacations, or really any at all. My splurge was Mizzou football season tickets but those weren't very expensive.

I grew up living like that, though. So it wasn't really an adjustment for me. I didn't know any better. I probably wouldn't want to change from my current level and go back to that but I had no complaints then.

Now, my monthly bills dwarf what my monthly gross salary was back then. yuck.

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Age and Salary? Cause I mean.. Gahh Damn

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39. I won't go too much into compensation, but I'm in a leadership role with a large chemical company. I know my situation is not typical and that I am very lucky.
There are a number of folks here that can max out both Roth and 401k. I've always been curious as to what to do next, but didn't want to start a new thread for fear of the not-so-subtle brag.

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i think i'm going to half my current pre-tax contributions and go 50/50 with roth contributions

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Hold old are you? Does your company have a match? If so, how much?

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I've always been curious as to what to do next

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First, congrats on your success to you and anyone in this situation!

My suggestion would be to begin investing in what I call a taxable investment account. You've already paid income tax on the dollars, so you'll get preferential treatment of capital gains going forward. Many times, gains can be offset through tax loss harvesting toward the end of the year. It may be worth it to talk to an advisor to begin some long term planning and thinking about what is most important to you and your family.

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does anyone with a similar plan offering do similar?

i don't currently contribute to an IRA, though I guess I could with any additional funds after maxing 401K

i figure the benefit of going from 401k to Roth IRA is somewhat devalued when your company offers roth 401K, unless of course you are contributing more than 18.5k.

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My personal philosophy is this for something like your question:
1) Put enough in the 401k to get the full employer match
2) Max out roth IRA (or even traditional IRA) options because you'll have a much better selection and control over your investing in an IRA
3) if needing to save more, go back to the 401k until it is maxed.

Every situation is different, though. There might be some compelling reason to go with your 401k over an IRA.

You're young enough, compounded with out current tax environment, that I think Roth makes a lot of sense. Your match will always be in traditional deferred dollars so you will actually be creating two buckets. One bucket will be tax free, and one will be taxed. This can be helpful in retirement to help you control your taxes as you can choose which bucket you want to pull from.

That's a very generous match. I'm a similar age and not quite as much match but close, and I'm doing all Roth contributions. That will likely change 10-15 years from now, but right now it's well worth paying the taxes.