re: Is it worth the loans to become a doctor? Would it be wise to consider the military?

If you're called to service and this will work for you, financially, as well - go for it. But, if you are crudely mercenary (and this is America - nothing inherently wrong with that) - don't go into the service solely or even primarily for the money.

Now - I'm not going to lie - finances were a big part of the equation when I finally joined at age 20 - but I had been considering joining for about 7 years at that point - my mother's reservations were the prime deterrent up to that point.

Even with service, I racked up a bunch of debt, so it isn't the be all/end all to your financial challenge, but I have to say that joining was one of the best professional decisions I ever made.

(ETA - I'm an attorney, not a doctor - and I was never an attorney for the Army, but I figured I'd chime in anyway )