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re: Portfolio Allocation, Age, and Years Until Retirement

Posted on 4/15/18 at 5:51 pm to
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
49162 posts
Posted on 4/15/18 at 5:51 pm to
quote:

Probably the most impactful decision was to consistently put away as much as I could reasonable afford as soon as I began my career. My 401k contribution is maxed out and has been for several years. It helped that I changed companies and was able to convert 'company 401k' to self-directed IRAs a couple of times. The offerings by most companies are not aggressive enough for my tastes.


That's awesome

I need to do better
Posted by RoyalWe
Prairieville, LA
Member since Mar 2018
3162 posts
Posted on 4/15/18 at 6:11 pm to
The other factor is living within my means. I was always wondering how people (who I knew made less than I did) were able to go on expensive trips or buy expensive stuff. The answer was that they were borrowing money.
I'm glad I was disciplined early in life so I can enjoy it now. Life's pretty good right now from a financial perspective.
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