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re: Recent College Grad looking to invest in Rainy Day Fund
Posted on 2/15/18 at 7:17 pm to sonicsam
Posted on 2/15/18 at 7:17 pm to sonicsam
Call me old school but I would never invest an emergency fund. When things go bad they go really bad and the last thing you need in an emergency is a fund that fell on hard times too.
I keep mine in 5 year CDs.
I keep mine in 5 year CDs.
This post was edited on 2/15/18 at 7:21 pm
1
Posted on 2/16/18 at 7:03 am to notsince98
You could spread the risk out.
8 months living expenses:
3 months in high yield savings account
3 months low risk mutual fund (or bond fund)
2 more moderate risk mutual fund (or dividend mutual fund)
8 months living expenses:
3 months in high yield savings account
3 months low risk mutual fund (or bond fund)
2 more moderate risk mutual fund (or dividend mutual fund)
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