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re: Should I keep contributing to my RothIRA
Posted on 1/30/18 at 12:37 pm to baldona
Posted on 1/30/18 at 12:37 pm to baldona
quote:
But for the average person that earns $80-120k ish or a little more you will likely pay very close to the same amount in taxes now or the future. I've heard taxes are 'going up' for 25 years yet they've not really changed.
You see, comments like this are why I think some people were a little quick off the gun to get excited about the tax cuts. The Senate version leaves a lot to be desired.
It’s not theoretical anymore, bracket creep is back. Unless you are planning to retire in the next decade or so, its best to put heavier in a Roth now for the next few years than you would otherwise do.
Even if rates stay the same, it now trails inflation. In the long term, it is going to be a significant difference. Something to consider for those with ~30 year retirement horizons.
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