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Started By
Message
re: UPDATE PG 4: PSA.....Busted pipes are not covered under flood insurance?
Posted on 1/17/18 at 2:05 pm to Tiger Prawn
Posted on 1/17/18 at 2:05 pm to Tiger Prawn
quote:
Turn faucet on and use a hair dryer to try to warm up the exposed pipe to get it to thaw
The faucets are on, I can’t get to all the exposed pipe.....I’m not even sure how the plumber is going to be able to get to it. My crawl space is only about 2’
Posted on 1/17/18 at 2:07 pm to tigerbutt
quote:
It’s not that hard to fix u puss
It is when you can’t fit under the house to get to the pipes
Posted on 1/17/18 at 2:10 pm to tgrbaitn08
Good news on your plumber and his rates. That's nice of him.
Can't fit under a 2' space? You a big boy?
Can't fit under a 2' space? You a big boy?
Posted on 1/17/18 at 2:13 pm to tgrbaitn08
2 feet is a lot of space. It's called work.
Posted on 1/17/18 at 2:16 pm to tgrbaitn08
quote:
I can’t get to all the exposed pipe.....I’m not even sure how the plumber is going to be able to get to it. My crawl space is only about 2’
Like this...
Posted on 1/17/18 at 2:18 pm to navy
quote:
If you play your cards right and don't mind doing a little work yourself ... you can pay your deductible ... and end up with some nice home upgrades or get some of your deductible back.
That's what a friend told me, anyway.
Yep..a, um, friend had a toddler clog the main plumbing line with paper towels and wipes resulting in bad flooding that resulted in all of the first level laminate flooring and kitchen cabinets being ripped out and replaced with wood look tile and a fully redesigned kitchen setup. 40k or so of mitigation and reconstruction and several months of inconvenience for the out of pocket cost of whatever the deductible is.
The key is to find a contractor that cannot match the ripped out lower cabinets to the undamaged upper cabinets which results in insurance covering the replacement of all of it.
This post was edited on 1/17/18 at 2:20 pm
Posted on 1/17/18 at 2:19 pm to cajuncarguy
quote:
2 feet is a lot of space.
I just went and measured and it's actually 1'.....I cant even get through the opening to get a good look at all the pipes
quote:
It's called work.
That's what I pay my plumber for
Posted on 1/17/18 at 2:21 pm to tgrbaitn08
if its just a busted pipe and some sheetrock repair then its usually going to be near break even cost vs the amount of the deductible in most cases, then the policy premiums will go up after you make a claim, actually costing you more then just fixing it without a claim.
best thing to do is just bite the bullet unless you are getting into a thousands of dollars repair
best thing to do is just bite the bullet unless you are getting into a thousands of dollars repair
Posted on 1/17/18 at 2:27 pm to keakar
nothing is busted as of now and the frozen pipe is just a small section under the house. I will def pay out of pocket...I was just asking a question regarding insurance because im bored
Posted on 1/17/18 at 2:28 pm to cajuncarguy
quote:
2 feet is a lot of space. It's called work.
yep, i used to work in 2 ft attics and under houses with just 12" where you had to crawl in under there by digging out some dirt and wiggling through with your chest between the two joists the pipe was in to get to it.
2 ft is room to go anywhere you want and even turn over or flip around under there, i call 2 ft "plenty of room" when your under a house
This post was edited on 1/17/18 at 2:29 pm
Posted on 1/17/18 at 2:29 pm to tgrbaitn08
little heat bud.
This post was edited on 1/17/18 at 2:30 pm
Posted on 1/17/18 at 2:31 pm to tgrbaitn08
quote:
quote: 2 feet is a lot of space.
I just went and measured and it's actually 1'.....I cant even get through the opening to get a good look at all the pipes
Wow! I can't believe I'm reading that a smug, know-it-all a-hole like yourself can't even tell the difference between 1' and 2' ...
Or allowed his pipes to freeze ...
Or thought the damage might be covered by his flood insurance ...
Or believes a plumber is going to give him a deal, when plumbing services are in great demand.
Posted on 1/17/18 at 2:33 pm to tgrbaitn08
quote:
nothing is busted as of now and the frozen pipe is just a small section under the house. I will def pay out of pocket...I was just asking a question regarding insurance because im bored
What are you waiting for? Get under there and start busting pipes. You don't want to miss out on the good plumbing deals.
Posted on 1/17/18 at 2:34 pm to keakar
quote:
2 ft is room to go anywhere you want and even turn over or flip around under there, i call 2 ft "plenty of room" when your under a house
It's not 2'..it's only 1'
Posted on 1/17/18 at 2:34 pm to White Roach
quote:
Wow! I can't believe I'm reading that a smug, know-it-all a-hole like yourself can't even tell the difference between 1' and 2' ...
Or allowed his pipes to freeze ...
Or thought the damage might be covered by his flood insurance ...
Or believes a plumber is going to give him a deal, when plumbing services are in great demand.
meet me at Sonic
Posted on 1/17/18 at 2:35 pm to tgrbaitn08
How would a retard like yourself be able to find it?
Posted on 1/17/18 at 2:36 pm to White Roach
quote:
How would a retard like yourself be able to find it?
Uber..duh
Posted on 1/17/18 at 2:36 pm to tgrbaitn08
quote:
I was just asking a question regarding insurance because im bored
the question itself is a simple one
flooding as it pertains to insurance claims is rising water due to an outside influence such as nature.
anything else is called "water damage" and that is only covered under your homeowners coverage (i think in the comprehensive category)
Posted on 1/17/18 at 2:37 pm to tgrbaitn08
This what your insurance agent will turn into when trying to make a claim.
Posted on 1/17/18 at 2:38 pm to tgrbaitn08
Why would you not go buy a torpedo heater and stick it under the house?
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