re: Purchases with credit card...Some places “swipe it”, others “use the chip”.

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It does, but we're not talking about a large expense. $400 or less to purchase.

And for those that lease the machines, there should be no excuses.

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I switched dad to a new processor, they charge 1/2% of all purchases and the new chip reading machines were $300 each , financed them for 6 months same as cash. Had to buy 4. So $200 a month . That's nothing compared to one $2K charge being fraudulent and dad being out that money.