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re: Let's be honest about credit scores

Posted on 10/23/17 at 3:33 pm to
Posted by 10Percenter
Member since Feb 2009
1925 posts
Posted on 10/23/17 at 3:33 pm to
quote:

700+ doesnt mean shite with a thin file or less than 12 months decent installment.


With a thin file you should not be 700+. Possible but more like 650.
Posted by X123F45
Member since Apr 2015
27599 posts
Posted on 10/23/17 at 3:36 pm to
quote:

With a thin file you should not be 700+. Possible but more like 650.


Just get a few cards. Then call all of the ones who do soft pulls every few months and ask for a credit line increase
Posted by Steauxn
Philadelphia, PA
Member since Dec 2007
19277 posts
Posted on 10/23/17 at 3:36 pm to
I've seen college aged kids that were Authorized Users on their parents' cc and have been in the bureau for more than 3 years and have a score over 700.

Or credit system is a complete shite show. Sometimes, there's NO rhyme or reason to the scores.
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