re: Here's a budget breakdown of a couple that makes $200,000 a year and yet is scraping by

The only issue I have with the chart is 8k in vacations and 2k charity. That extra 10k realistically should be added to the $5700, leaving them with $15,700 disposable cash each year. I don’t know who the frick factors in 2k in donations to their annual budget; most people just donate here or there as they deem necessary. Vacationing is absolutely an important part of life, but it’s not fair to add that to a budget, to strengthen an argument of “just scraping by”.