re: Another Roth IRA Discussion.

I'm assuming this is a fee based account more than likely. So it's buying you asset allocation, ongoing portfolio management and needed adjustments towards economic cycles and opportunities, emotional guidance (to not sell out when things get tough), and guidance on organization and allocation of outside assets.


If the OP doesn't get that service then he needs to talk to his FA about why he is paying a fee. (Assuming he is working with an FA)