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Started By
Message
re: Louisiana has nation’s second-highest car insurance rates, report says
Posted on 8/8/17 at 8:53 am to boosiebadazz
Posted on 8/8/17 at 8:53 am to boosiebadazz
Nowadays, the majority of companies offering health insurance do so by having extremely high deductible health insurance plans. Hell, the last plan I was on had a family deductible of approximately $7500.00. And that resets every year. That comes out of pocket before the co-pays kick in.
So even with health insurance, you could be on the hook for the first $7500.00. Then, on top of that, add lost time from work not covered under a disability policy, and on top of that, the pain and suffering portion of what you might have to deal with having a substantial injury. There's no way I waive U/M when it's so affordable, and makes up so many gaps.
So even with health insurance, you could be on the hook for the first $7500.00. Then, on top of that, add lost time from work not covered under a disability policy, and on top of that, the pain and suffering portion of what you might have to deal with having a substantial injury. There's no way I waive U/M when it's so affordable, and makes up so many gaps.
Posted on 8/8/17 at 8:55 am to Festus
I wholeheartedly agree, Festus. It's not like you and I do this every day for a living, though.
Posted on 8/8/17 at 9:10 am to Festus
Exactly.
However, your Med Pay is also there to help cover your deductible as it can be paid back to you as your bills are incurred up to the policy limit, usually $1000 or $5000.
However, your Med Pay is also there to help cover your deductible as it can be paid back to you as your bills are incurred up to the policy limit, usually $1000 or $5000.
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