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re: OT Car Insurance Claim Question
Posted on 6/20/17 at 3:38 pm to MadDoggyStyle
Posted on 6/20/17 at 3:38 pm to MadDoggyStyle
I'm in an eerily similar spot, I was going to start a thread on the Money Talk thread, but never did.
My wife has a 2006 Commander that took some hail damage, so I filed a claim. They said it was a total loss, which was surprising to us. There's obvious damage, but it's only obvious at certain angles, you don't even really notice it unless you're actually looking for it.
They gave us 2 offers:
- Option A - $7600 check, and they pick up the Commander
- Option B - $4400 check($7600-$2800 salvage value) check and we can keep it
Going to roll with Option B likely and either keep it for a couple more years and save up, or just sell it out and take that amount plus the $4400 for a down payment on the next vehicle. Basically, if I can sell it for more than $3200, Option B is better, and I'm certain we'll get wayy more than $3200 for it.
My wife has a 2006 Commander that took some hail damage, so I filed a claim. They said it was a total loss, which was surprising to us. There's obvious damage, but it's only obvious at certain angles, you don't even really notice it unless you're actually looking for it.
They gave us 2 offers:
- Option A - $7600 check, and they pick up the Commander
- Option B - $4400 check($7600-$2800 salvage value) check and we can keep it
Going to roll with Option B likely and either keep it for a couple more years and save up, or just sell it out and take that amount plus the $4400 for a down payment on the next vehicle. Basically, if I can sell it for more than $3200, Option B is better, and I'm certain we'll get wayy more than $3200 for it.
This post was edited on 6/20/17 at 3:41 pm
2
Posted on 6/20/17 at 3:42 pm to shel311
Yea hail damage is different IMO as the car is still 100% roadworthy and you don't have to repair it to keep driving it.
Posted on 6/20/17 at 3:44 pm to shel311
Hail is different than collision damage. Outside of glass damage the car can be driven with hail damage
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