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Posted on 6/20/17 at 1:22 pm to Displaced
Bought a Fusion about 2 years ago. Got a 1.9% rate on a 4 year loan with Ford credit. 800+ credit score. Even with the 1.9% it was worth taking the rate to get the cash bonus.
Looked into refi a few months after I bought. Couldn't find a better rate.
We bought an Escape a year before and got a .9% rate on a four year loan. Credit score was 800+ at that time as well. Deal at that time was to take the rate and get $2,500 cash vs. 0.0% financing. No real use in shopping that rate, we paid the car off a few months ago, so carried the note for less than 3 years.
Looked into refi a few months after I bought. Couldn't find a better rate.
We bought an Escape a year before and got a .9% rate on a four year loan. Credit score was 800+ at that time as well. Deal at that time was to take the rate and get $2,500 cash vs. 0.0% financing. No real use in shopping that rate, we paid the car off a few months ago, so carried the note for less than 3 years.
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