re: Help with plan of attack on a hospital bill

First of all, don't start paying anything immediately. The medical facility and insurance company will go back and forth on the bill several times before what you owe is finally worked out. You can then pay on it monthly without any repercussions as long as you pay them something each month. There should be no interest...if you get a call from the hospital pressuring you to pay it all, tell them this is what I can afford.

Unfortunately this info comes from some hard lessons...we got a 3k credit 3 years after my wife's back surgery that we didn't know about because overpaid our bills...I'm glad we got the money back but we needed way more three years earlier.