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Started By
Message
1
Posted on 3/27/17 at 10:53 am to 14&Counting
quote:
You would lower middle class in AL/LA
on 97k/year?
the median household income in LA is like $45k
Posted on 3/27/17 at 10:55 am to HailHailtoMichigan!
quote:
Seems you are in the minority on that opinion
Yeah, because this board has shown time and time again to reflect mainstream public opinion.
Posted on 3/27/17 at 10:57 am to BamaAtl
The majority of Americans do not think 97k/year with 2 kids is upper class
Posted on 3/27/17 at 11:00 am to SlowFlowPro
quote:
on 97k/year?
the median household income in LA is like $45k
That doesn't matter. It just means you live in a little better neighborhood and drive a little better car. You still won't have much more disposable income or cash on hand until you get well north of 97k
Posted on 3/27/17 at 11:01 am to HailHailtoMichigan!
quote:
The majority of Americans do not think 97k/year with 2 kids is upper class
i wouldn't say that
the "majority of Americans...with the education, means, job, etc to post on message boards about the middle-upper class" may believe that, but most of these people have a very strong disconnect with the average American (let alone legit poor ones)
Posted on 3/27/17 at 11:02 am to MrLarson
quote:
That doesn't matter
i mean, saying HALF the people in the state make less than HALF of that income matters a bit when we're talking about stratification of society
obviously "middle class" should center around that $45k mark or else it isn't talking about the actual middle
Posted on 3/27/17 at 11:03 am to member12
quote:
Cars every few years seems like an even more common pitfall.
Very true. Moral of the story, class revolves around your disposable income. Anyone can max out their mortgage limit and credit and call themselves big, yet they own nothing. To me, the person saving and living modestly is of a higher class.
Posted on 3/27/17 at 11:45 am to 14&Counting
quote:
Wut? No fricking way.....
You would lower middle class in AL/LA unless you lived in the most rural areas. Birmingham and NOLA would be lower middle class at best.
You would be living in poverty in California
So you concentrate on city centers and ignore the the 90% of land area. Typical.
Posted on 3/27/17 at 12:17 pm to SlowFlowPro
Slowpro gets it.... 97k in almost any area of the south is a very good income. Def not lower middle class. If you can't save a lot on that income then you have a self discipline problem. That statement does not apply to high cost of living place like nyc, sf, etc
Posted on 3/27/17 at 12:32 pm to BamaAtl
quote:A rare agreement for us. Top 13% isn't middle class.
B) 97k translates to about the 87th percentile in terms of household income in the US in 2016. Are you saying that the 87th percentile in your mind should be grouped with the 50th percentile? Because that's pretty stupid.
Posted on 3/27/17 at 12:32 pm to birdieman
I agree, I think a mother big part of income and class is the debt you are carrying . How many people in this thread saying you can't live decently on 100k with 4 members are making large pyments on Revolving debt? Wife and I have 4kids in live in one of the few public school districts in BR that isn't shite.. we have zero CC debt and we are very comfortable..by. I means are we upper middle class, butnin 2017 in America being revolving debt free at that income is a pretty good time if you ask me
ETA: typos phone
ETA: typos phone
This post was edited on 3/27/17 at 12:36 pm
Posted on 3/27/17 at 12:40 pm to SlowFlowPro
quote:This is because the middle is so wide--not in terms of income, but in quantity. The vast majority of Americans earn very close to the same income. The "income inequality" meme is silly. Just isn't true. Most people make about the same.
most of these people have a very strong disconnect with the average American (let alone legit poor ones)
People don't understand they are about as likely to know someone who is legitimately poor as they are to know a multi-millionaire. They are likely to know neither. But knowing a poor person is far more forgettable.
Ultimately, the concept of "rich" and "poor" comes down to emotion far more than income. Anyone with less income than yourself is "poor". Anyone with more is "rich".
A family making $97k/yr... could feel "rich", "comfortable" or "poor" depending on their lifestyle choices.
If they live in a 5,000 sq.ft. house and have 2 brand new cars in the driveway, huge TVs, cell phone for every kid, $50,k in student loans for their art degree... they are going to feel "poor".
If they live in a modest house, stay out of debt for frivolous items, and drive cars until their useable life is over... they will feel quite comfortable or even wealthy.
This post was edited on 3/27/17 at 12:42 pm
Posted on 3/27/17 at 12:44 pm to 14&Counting
quote:
You would be living in poverty in California
So stupid
Posted on 3/27/17 at 12:47 pm to Taxing Authority
quote:
A family making $97k/yr.
quote:
$50,k in student loans for their art degree
Posted on 3/27/17 at 12:51 pm to SlowFlowPro
SFP... I'm busted. No way they make that kinda money with an art degree! Well done, sir.
Posted on 3/27/17 at 12:57 pm to Taxing Authority
Right.... No car payments and no revolving debt and life is very easy on 97k, provided you aren't snorting or gambling.
Posted on 3/27/17 at 2:20 pm to HailHailtoMichigan!
Middle class.
Posted on 3/27/17 at 2:28 pm to HailHailtoMichigan!
Middle. No where near upper anything.
Posted on 3/27/17 at 2:32 pm to ellishughtiger
quote:
Whoa! I visit the cleaners once a week and don't pay nearly $600 mt. Even with the SO and all her clothes we spend maybe $200 a mt.
That's impressive. My husband's clothes aren't that much but mine alone are $200/month and I don't work anymore. I spent about $400/month on my dry cleaning when I worked. Suits, blouses... women's dry cleaning is expensive and none of my stuff could be laundered.
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